Introduction
Your privacy and trust are important to us and this Privacy Statement (“Statement”) provides important information about how we may collect information from you, what we may do with that information and what choices you can make about the way in which your information is treated. Please read this Statement carefully and contact our Data Protection Officer (contact details below) if you have any questions about our privacy practices or your personal information choices.
This Statement was last updated on May 23rd, 2018.
Who we are
Fatalpha.com (“Website”) is the personal blog of Sophocles Sophocleous. More about Sophocles can be found in the “About” section of the website. The information contained on this website is for information purposes only and does not constitute and should not be construed as advice on which reliance should be placed, nor is it an offer by Sophocles Sophocleous to enter into any contract or investment agreement or a solicitation to buy or sell any investment in any jurisdiction or in any circumstances. Any information provided in relation to a specific fund, stock, bond or other investment asset or instrument is not intended to provide a sufficient basis on which to make any investment decision as any such decision requires careful study of the characteristics of the instrument and its offering memorandum.
FatAlpha.com is not operated by a broker, a dealer or registered investment adviser. Under no circumstances does any information posted represent a recommendation to buy or sell a security. In no event shall FatAlpha.com be liable to any member or guest for any damages of any kind arising out of the use of any content available on the website. Past performance is a poor indicator of future performance. All the information on this site and any related materials is not intended to be, nor does it constitute investment advice or recommendations. All materials and information you obtain regarding FatAlpha are exclusively for informational purposes and does not constitute an offer or solicitation to provide any investment services to investors based in the U.S. or elsewhere.
Services
We publish posts and articles on the Website. We send out a free monthly newsletter and free blog post updates (“Services”). Subscribers will not receive any other communication from us. Should you receive any other communication then please contact us as it is likely a scam. Subscribers can opt out of receiving our Services at any time by following the unsubscribe link or instructions provided in any email we send. By using any of our services, including our website, and by providing us with any personal information you are indicating that you consent to the use of your personal information as set out in this policy.
What personal data we collect and why we collect it
You are not required to provide any personally identifiable information on the public areas of this website. However, you may choose to do so by completing forms on various sections of our website (e.g comments to posts, contact forms) or by otherwise requesting information from us or subscribing to our monthly letter or blog posts.
Personally identifiable information may include your first name, last name, email address, phone number, mailing address, cookies and usage data. We may also automatically collect certain non-personally identifiable information when you visit our website via cookies.
If you subscribe to our Services (see below) then we may use your personal data to contact you to send you the information you have subscribed to. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
We use the collected data for various purposes: a) To provide and maintain our Services, b) To notify you about changes to our Services, c) To provide subscriber support, d) To gather analysis or valuable information so that we can improve our Service, and e) To monitor the usage of our Service.
Other information that we may collect automatically
We collect the following information relating to our website visitors automatically: domain name, IP address, and type of browser used and type of operating system used. We use this information for internal statistical analysis, such as to see where our website is being used geographically. However, we do not link this information with any personal data.
Cookies
Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enable the site’s or service provider’s systems to recognize your browser and capture and remember certain information. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. You can read more about Cookies at www.allaboutcookies.org, cookies.insites.com, or en.wikipedia.org/wiki/HTTP_cookie.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
We use cookies to:
- Understand and save user’s preferences for future visits.
- Keep track of advertisements.
- Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies. If you disable cookies, some features may be disabled but it mustn’t affect your user experience in any material way.
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
If you create an account on this website we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out however in some cases they may remain afterwards to remember your site preferences when you are logged out. We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in. This site offers a free newsletter and free email subscription services for the blog and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users. When you submit data to through a form such as those found on contact pages or comment forms, cookies may be set to remember your user details for future correspondence.
Third-party cookies
Third-party vendors, including Google, use cookies to serve ads and other content based on a user’s prior visits to this website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads based on their visit to this site and/or other sites on the Internet. You may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings. You may be also interested to visit this page for instructions how to opt out of a third-party vendor’s use of cookies for interest-based advertising.
We use cookies from the following third parties:
- Google Analytics – We use Google Analytics to collect statistical information regarding how the website is used. This information is not personally identifiable.
- Google AdSense – We use Google AdSense to display ads on some of our pages. Google AdSense may use user data. You can review Google’s privacy policy regarding advertising here. That page also provides information on how to manage what information is collected and how to opt out of the collection.
- The DoubleClick Cookie – The DoubleClick cookie is used by Google in the ads served on the websites of its partners, such as websites displaying AdSense ads or participating in Google certified ad networks. When users visit a partner’s website and either view or click on an ad, a cookie may be dropped on that end user’s browser.
- Jetpack – A toolkit for WordPress. Details regarding their cookies can be found here.
Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of this website. Therefore it is recommended that you do not disable cookies. You call also disable Google Analytics on all websites by downloading the Google Analytics Opt-out Browser Add-on.
Web beacons
A web beacon is a small image file on a web page that can be used to collect certain information from your computer, such as an IP address, the time the content was viewed, a browser type, and the existence of cookies previously set by the same server. We only use web beacons in accordance with applicable laws. We or our service providers may use web beacons to track the effectiveness of third party websites that provide us with marketing services or to gather aggregate visitor statistics and manage cookies. You have the option to render some web beacons unusable by rejecting their associated cookies. The web beacon may still record an anonymous visit from your IP address but cookie information will not be recorded. In some of our newsletters and other communications, we may monitor recipient actions such as email open rates through embedded links within the messages.
Usage Data
We may also collect information on how the Website or Services are accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
We use a third-party service provider to send emails to subscribers. This service provider has access to your Personal Data the use of which is governed by their Privacy Policy. The email service provider we work with to send emails to subscribers is MailChimp. Their Privacy Policy can be viewed at: www.mailchimp.com/legal/privacy/
We use a third-party service provider to send individual emails to any person or entity that communicates directly with either the website or Sophocles Sophocleous. This service provider has access to your Personal Data the use of which is governed by their Privacy Policy. The email service provider we work with to handle these communications on a day to day basis is Gmail. Their policies (including Privacy Policy) can be viewed at: www.google.com/mail/help/terms_of_use.html
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Contact forms
When visitors fill out the contact form we collect that data which is sent to an email address belonging to the site owner. This email remains on the email service provider servers. The email service provider used for the contact form is Cablenet. Their policies can be viewed at: www.cablenet.com.cy
Links and connections to third-party services
Our Services may contain links to and may be used by you in conjunction with third-party apps, services, tools, and websites that are not affiliated with, controlled, or managed by us. Examples include Facebook, LinkedIn, Twitter® and, third-party apps like voice software, and readers. The privacy practices of these third parties will be governed by the parties’ own Privacy Statements. Any personal data that you provide via such social media applications may be collected and used by other members of that social media application and such interactions are governed by the privacy policies of the companies that provide the application. We do not have control over and are not responsible for the security or privacy of any information collected by these third parties. You should review the privacy statements or policies applicable to these third-party services.
“Do Not Track” Signals
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service. We currently use Google Analytics. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: http://www.google.com/intl/en/policies/privacy/
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Other Websites
Our website contains links to other websites. This privacy policy only applies to this website so when you link to other websites you should read their own privacy policies.
Transferring your data outside of the European Economic Area
As your personal data is handled by third party service providers as outlined in this policy (eg. MailChimp, Gmail, etc), your data may be transferred outside of the EEA.
Disclosure of Data for Law Enforcement or Legal Requirements
Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency). We may disclose your Personal Data in the good faith belief that such action is necessary to: a) To comply with a legal obligation, b) To prevent or investigate possible wrongdoing in connection with the Services, c) To protect the personal safety of users of the Service or the public, and d) To protect against legal liability.
Security of Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. We do not sell, rent, distribute or otherwise make personal information commercially available to any third party, except as described in this policy. However, the internet is not completely secure and, the transmission of your data to use is done at your own risk. While we strive to protect your Personal Data, we cannot guarantee its absolute security.
Children’s Privacy
Our Services do not address anyone under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to delete that information from our lists.
Retention of data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
We do not collect more personal data than we need to fulfil our purposes stated in this privacy policy, and we will not retain it for longer than is necessary. We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy.
We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.
What rights you have over your data
If you are an EU citizen and reside in the EU, or are non-EU national residing in the EU, you may have the following rights with respect to the personal data you provide to us, to the extent permitted by applicable data protection laws: a) To withdraw any consent that you have provided to us to process your personal data, b) To access or rectify your personal data if it is inaccurate and to have incomplete personal information completed, c) To have your personal data erased (also know as the right to be forgotten) if it is no longer necessary for the purposes for which it was processed, you have withdrawn your consent to, or object to, its processing and there is no other legitimate grounds for processing it or you consider it has been unlawfully processed, d) To have the processing of your personal data restricted if you contest its accuracy, its processing is unlawful, we no longer need it but you need it for a legal claim, or you have objected to its processing and await verification of our legitimate grounds for processing it, e) To data portability, f) To complain to your national data protection regulator, g) Related with regards to automated individual decision making, including profiling. Please contact us via email at info@fatalpha.com if you have any questions, would like to discuss any of the above, or would like to make changes.
Changes to this statement
We may modify this Privacy Statement from time to time to reflect our current privacy practices. When we make changes to this statement, we will revise the “updated” date at the top of this page. We encourage you to periodically review this Privacy Statement to be informed.
Contact information
If you have any comments or questions about this Privacy Policy, please contact us by mail at Data Protection Officer, FatAlpha, 47 Kratinou Street, 2040 Nicosia, Cyprus or by email at info@fatalpha.com (attention to Data Protection Officer).
